Bad credit score? A history of bouncing checks? All are welcomed in the doors at Community Promise Federal Credit Union in Kalamazoo's Edison Neighborhood, but you won't leave the same.
In exchange for affordably-priced loans, for example, customers must submit to financial counseling as well as turn in a household budget.
Officials say their strategies are helping this non-profit bank, which is nearing the five-year mark, be successful in its mission of reversing the challenged financial pasts of low-to-moderate-income people.